The Breakdown Blog

Is it really worth it to get an extended vehicle service warranty?

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Car repair warranties provide financial protection from unexpected but necessary car repair bills. Depending on your financial situation, paying for an extended vehicle breakdown warranty could provide much-needed peace of mind. If your vehicle breaks down and requires expensive repairs that you couldn't otherwise pay for out of your savings, you'll have an extended warranty to help handle the mechanic's bill. Plus, you won't have to spend days or even weeks without a car while you save up enough money to pay the mechanic.

How does an extended vehicle service warranty work?

When you have coverage with an extended vehicle service warranty, you'll submit your claim to the extended warranty company. A claims rep from the company reviews your information and contacts you to let you know if the claim is eligible for coverage.

Depending on your warranty, you may pay a deductible, but the extended warranty company handles the rest of the repair bill.

With RideSure, the service advisor, tow truck driver, or car owner can initiate a claim. We pay the repair facility and tow truck driver directly for covered services. We'll even cover rental car costs so you can keep driving, even when your car is in the shop for repairs.

What does an extended vehicle service warranty cover?

Extended vehicle warranty coverage typically includes systems and parts that would otherwise be expensive to fix on your own. Check your policy documents to fully understand the limits of your policy. With a comprehensive extended warranty you may have coverage for these systems:

  • Air conditioning and cooling
  • Electrical, including the car's computer
  • Fuel System
  • Transmission
  • Engine

Your car warranty covers the parts and labor needed to get your car back on the road, provided the problem is on the warranty company's list of covered items.

What isn't covered with an extended vehicle service warranty?

An extended vehicle service warranty can help you with serious repair bills, but there are a few things it won't cover:

  • Normal wear-and-tear like worn tires or brake pads
  • Rust and corrosion
  • Damage due to a car accident
  • Routine maintenance like oil changes, alignment, and engine tune-ups
  • Non-mechanical problems like a broken piece of molding or a cracked windshield

How to decide whether an extended vehicle service warranty is right for you and your car

If you purchase a used car, extended vehicle service coverage may cost less than a warranty from the dealership. If you plan to drive your car for a few years, it's smart to get a mechanical breakdown policy to help you pay for necessary repairs.

If you purchase a new car and opt-in to the factory warranty, there is a list of included and excluded coverage. Many dealerships and automakers do not cover mechanical breakdowns in the factory warranty, which makes extended breakdown coverage a necessity!

An extended vehicle service warranty can help you protect your financial situation as you work to pay off debt or build savings. A single expensive car repair could set you back thousands of dollars and leave you without reliable transportation. Worrying about if and when your car will break down doesn't have to be stressful. You have the option to purchase a breakdown warranty that could help reduce your out-of-pocket car repair costs.

Get a free quote today!

With RideSure, you'll have an affordable solution that helps you prepare for surprise car problems. You'll even get coverage for tow truck fees, mechanical repairs, and rental car fees. As your partner, RideSure helps you deal with claims, handle repairs, and protect your bank account from unexpected car repair bills.


About the AuthorRidesure Team

The Ridesure Team is here to help you understand the ins-and-outs of extended warranties, breakdown coverage, and many more topics you may hear when your vehicle has surpassed it's original warranty.