Mechanical Breakdown Coverage Options

Best-In-Industry Coverage
Based on Your Car’s Mileage

Your final monthly price for Ridesure never changes for as long as you carry coverage. We can cover more of your car’s components when your car’s mileage is lower. See how component coverage changes based on your odometer reading at the time of a claim below:

Vehicle Repair Protection
full list of components

Car Mileage
Under 75K
Car Mileage
Between 75k-125k
Car Mileage
Between 125k-200k
Car Mileage
Over 200k

If your mileage is under 75K at the time of a breakdown, every component is covered EXCEPT the following:

Component

NOT Covered

Any repair that has not been authorization prior by admin

Pre - existing conditions

Any vehicle with a branded title (e.g Salvage, Junk, Total loss)

Revoked or voided warranty ,vehicle with no manufacturer warranty

Repair of covered component has not failed, as stated in contract

Repair of component in compliance with local, state, or federal law

Replacements that enhance performance of vehicle

Items that are “non-stock” or modified components

Breakdowns covered by insurance, will recover respective amount

Any vehicles with an odometer not maintained or tampered with

Wear and tear over 125,000, natural disaster, overheating, collision

Cosmetic (e.g scratches, nicks, dents, tears)

Body (e.g Bumper, lenses, glass, paint)

Non-manufacture electronic installation (e.g audio, nav system)

Upgrades, adjustments, alignments, oil, fluid, etc.

Park plugs, emission control, belts and bands, cooling systems, etc.

Hazardous waste, freight charges, storage charges, etc.

Batteries, exhaust system, tires/wheels, wiper blades, etc.

Labor loss due to strikes, loss of time, inconveniences, etc.

Covered components damaged by non covered components

If your mileage is between 75K and 125K at the time of a breakdown, the following components are covered:

Steering/Suspension
Cooling system
A/C and Heating
Braking system
Electrical
Engine
Drive Axle(s)

Component

Covered

Steering/Suspension

Control Arms

Control Arm Shaft

Bearings

Bushings

Radius Arm

Radius Bushing

Stabilizer Bar

Stabilizer Link

Stabilizer Bushing

Spindle

Wheel Bearing

Torsion Bars

Upper Ball Joint

Lower Ball Joint

Steering Knuckle

Kingpin/Bushing

Coil/Leaf Springs

Steering Gear Box

Steering Pump

Column Shaft

Cooler/Cooler Lines

Power Cylinders

Pitman Arm

Idler Arm

Tie Rod/Ends

Link/Control Valves

Cooling system

Radiator

Cooling Fan Motor

Fan/Fan Clutch

A/C and Heating

Compressor Clutch

Compressor

Evaporator

Condenser

Coil

Accumulator

Blower Motor

Expansion Valve

Power Module

Orifice Tube

Ducts/Outlet Hose

Low Cutoff Switch

High Cutoff Switch

Receiver/Dryer

Cycling Switch

Braking system

Master Cylinder

Brake Cylinder

Vacuum Booster

Brake Booster Pump

Compensating Valve

Brake Calipers

Wheel Cylinder

Hydraulic Lines

Hydraulic Fittings

Backing Plates

Springs

Clips/Retainers

Self Adjusters

Linkage/Cables

Rear Actuators

Wheel Sensor

Pump Module

Pressure Module

Electrical

Stater Motor

Alternator

Voltage Regulator

Main Battery

Ignition Module

Ignition Coil

Distributor

Starter Solenoid

Wiper Motors

Wiper Modules

Washer Pump/Switch

Power Window

Power Seat Motor

Door Lock Actuator

Antenna Motor

Mirror Motor

Trunk Motor

Rear Spoiler Motor

Steering Motor

Stepper Motor

Delays And Pumps

Cruise Transducer

Pole Pieces

Condenser Fan Motor

DK Motor

Headlight Motor

Idle Air Control Motor

Speed Control Motor

Aspirator Fan Motor

Phase Control Motor

Engine

Seals/Gaskets

Piston Rings

Wrist Pins

Crankshaft

Connecting Rods

Rod Bearings

Camshaft

Camshaft Bearing

Eccentric Shaft

Oil Pump

Push Rods

Rocker Arms

Rocker Arm Shaft

Guides/Seats

Timing Chain

Hydraulic Lifters

Intake Valve

Exhaust Valve

Valve Spring

Torque Strut

Harmonic Balancer

Timing Belt

Timing Cover

Intake Manifolds

Exhaust Manifolds

Valve Cover

Flex Plate Pulley

Flywheel Pulley

Water Pump

Drive Axle(s)

Drive Axle

Axle Shaft

Axle Bearing

Universal Joint

Velocity Joints

Ring/Pinion Gears

Pinion Bearing

Supports

Retainers

Carrier Assembly

Side Carrier Bearing

Thrust Drive Axle

Display Motor

Hybrid Transaxle

Electric Transmission

Inverter

If your mileage is between 125K and 200K at the time of a breakdown, the following components are covered:

Steering/Suspension
Cooling system
A/C and Heating
Braking system
Electrical
Engine
Drive Axle(s)

Component

Covered

Engine

Seals/Gaskets

Piston Rings

Wrist Pins

Crankshaft

Connecting Rods

Rod Bearings

Camshaft

Camshaft Bearing

Eccentric Shaft

Oil Pump

Push Rods

Rocker Arms

Rocker Arm Shaft

Guides/Seats

Timing Chain

Hydraulic Lifters

Intake Valve

Exhaust Valve

Valve Spring

Torque Strut

Harmonic Balancer

Timing Belt

Timing Cover

Intake Manifolds

Exhaust Manifolds

Valve Cover

Flex Plate Pulley

Flywheel Pulley

Water Pump

Drive Axle(s)

Drive Axle

Axle Shaft

Axle Bearing

Universal Joint

Velocity Joints

Ring/Pinion Gears

Pinion Bearing

Supports

Retainers

Carrier Assembly

Side Carrier Bearing

Thrust Drive Axle

Display Motor

Hybrid Transaxle

Electric Transmission

Inverter

If your mileage is over 200K at the time of a breakdown, the following components are covered.

Steering/Suspension
Cooling system
A/C and Heating
Braking system
Electrical
Engine
Drive Axle(s)

Component

Covered

Engine

Seals/Gaskets

Piston Rings

Wrist Pins

Crankshaft

Connecting Rods

Rod Bearings

Camshaft

Camshaft Bearing

Eccentric Shaft

Oil Pump

Push Rods

Rocker Arms

Rocker Arm Shaft

Guides/Seats

Timing Chain

Hydraulic Lifters

Intake Valve

Exhaust Valve

Valve Spring

Torque Strut

Harmonic Balancer

Timing Belt

Timing Cover

Intake Manifolds

Exhaust Manifolds

Valve Cover

Flex Plate Pulley

Flywheel Pulley

Water Pump

*Every component is covered EXCEPT listed above

GET A FREE QUOTE

As your car gets older, the risk of repairs increases.

Enjoy the freedom of comprehensive
repair coverage without the
long-term contract.

Take advantage of these exclusive benefits from Ridesure

Convenient monthly payments

No mileage limitations – drive as much as you would like*

Extended benefits that may not be covered by your manufacturer’s warranty

Use the licensed repair facility of your choice

24/7/365 emergency roadside assistance

No long-term contracts

Why choose Ridesure

You deserve to have peace of mind knowing that someone has your back in case your car breaks down. At Ridesure, we've got your back.

Get protected

It’s always better to have it and not need it than to be stuck on the side of the road with a budget-busting bill.

A reliable product that saves the day when you’re stuck

With coverage from Ridesure, you’ll never have that, “How will I pay for all these repairs?” anxiety again.

Comprehensive Coverage

Coverage for mechanical issues from nose to tail including steering gear, a/c compressor, transmission, engine, and starter, to name a few.

No Hassle During Breakdowns

When breakdowns occur, we’ll handle the bill with no hassle and no long wait times to get you back on the road faster.

Further Assistance

When breakdowns happen, we’ll help you find a nearby mechanic.

No Long-Term Contracts

With your month-to-month coverage, you can cancel any time, though we know you won’t want to.

A different kind of mechanical breakdown coverage

At Ridesure, we know that you want to be protected. In order to do that, you need to find an affordable solution to help you prepare for the unexpected.

Christina P.

Invited

Representative worked well with me, was kind and courteous, He described the policy for me and asked if I had any questions and told me that I could call at any time if I had additional questions.

Ronald D.

Invited

Was an informed and helpful experience dealing with car trouble, done on a timely basis with choices in my control!

Invited

Great customer service, easy to work with, and claims process is easy.

Eric

Invited

My Representative Micah was very informative and answered all my questions. He made it easy for me to understand my policy and coverage!

Steven

Invited

My agent was knowledgeable of my car. He gave me several options. I picked the best coverage for me. Thanks, Pleasure to deal with...

Lupe

Invited

You were there for me when I needed help. I really appreciate all your help today when I called and Spoke to customer service. Thank you.

Lori

Invited

They provided outstanding customer service and answered all my questions thoroughly. If I have to file a claim, I trust this company will stand behind me.

Bryan

Invited

Purchased coverage on my Honda when my factory warranty expired. They did not charge interest like the dealership and saved me money. Coverage can be used at my Honda dealership and covers all the same components. Glad I shopped around and did not purchase from my dealer. Highly recommend this company.

Carolyn L.J.

Exceptional Customer Service

I have been with this company since 2016. I have nothing but good things to say. When I needed them to look at my truck and okay it about my power train, they were there Johnny on the spot! My truck was fixed! I appreciate them so much that I am staying with them with my new truck as well!

Diego did such a great job by explaining the warranty this time, I’m all in! Thank you Diego for exceptional customer service! You deserve to win. If I could do it again, I would!

Tabatha B.

Invited

Thank you for your Awesome services 👍 I had just called and spoke to a Richard and he was beyond helpful with every question I had he had an answer. Very satisfied with the customer service he provided me this morning 😏

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Month-to-month coverage. No long-term commitments

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Become a member at the price that fits your budget

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Fill out a quick form about your vehicle and get a quote for coverage instantly.

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Frequently Asked Questions

Take a look at our Frequently Asked Questions below.

What is Ridesure?

Is this car insurance?
No. Car insurance covers damages to your vehicle and liability in the event of a collision. We cover the repair bill when your car breaks down—something insurance does not do. Our vehicle protection plans cover hundreds of repairs from a $500 radiator replacement to a $3,800 new transmission.

What is Ridesure? – Mechanical Breakdown Coverage
You already have auto insurance for your fender-benders. Our mechanical breakdown coverage takes care of the big stuff, like your engine, transmission, and everything that gets the tires rolling.

How are Ridesure’s plans different from competitors?

Month-to-month vs. long term contract. Our protection plans are month-to-month, allowing you to cancel anytime. Our competitors typically only offer coverage as a long-term contract that is very difficult to cancel or won’t refund your money.
Lower cost. Ridesure subscriptions cost ⅓ of what competitors charge for similar products.
Transparency. The other guys won’t publish their pricing or product information online because they add huge markups and oversell what the coverage actually provides. We put everything online for you and give you a quote instantly, without a salesperson marking it up.
More coverage options. Competitors typically only cover new or low-mileage vehicles. Ridesure has coverage options for high-mileage vehicles.
You choose the repair shop. Ridesure subscriptions allow you to have your car serviced at the repair shop of your choice.

How does is save me money?
Car repair bills are expensive. The average repair bill costs $500 to $600. But with Ridesure Vehicle Repair Protection, you don’t have to worry about repair bills. For a low-cost monthly subscription, Vehicle Repair Protection covers the bill for big and small repairs, from a $600 AC repair to a $3,800 transmission replacement.

How much does it cost?
All plans are paid as a monthly subscription that you can cancel anytime. Prices for Vehicle Repair Protection vary depending on your vehicle’s make, model, year, and mileage.

Are Ridesure plans insured?
Yes. All our coverage plans are underwritten by an A rated (excellent) insurance company.

How does my subscription work?

Is there a money-back guarantee?
At Ridesure, we stand behind our service. All coverage options are protected by an industry best 60 Day Money Back Guarantee. If for any reason you are dissatisfied with your monthly subscription, just let us know and if our customer care team can’t help you, we’ll provide you with a full refund less any paid claims.

What if I miss a payment?
There is a 5-day grace period for missed payments. If you make the payment within this timeframe, your coverage will continue as usual. However, during the grace period you will not be able to make any new claims. If you do not make the payment within 5 days of the due date, your subscription will be automatically put on hold. You can reactivate your coverage by making a payment; however, there will be a one month waiting period before you can make a new claim.

What do you do with my information?
We will never sell your information to third parties. For more information, refer to our privacy policy.

When do I get billed for my subscription?
Your first payment is due at signup. Your recurring subscription payment will take place on the same day of the month that you signed-up on. Note that if your coverage starts on the 29th, 30th or 31st, we automatically adjust your bill day to the 1st of the month.

I have questions about my coverage. Who should I contact?
If you have a subscription with Ridesure, you can contact the Ridesure claims team by calling (877)681-6663.

What's covered?

Is my car covered?
What’s covered depends on how old and how many miles are on your vehicle at the time of repair. All of our Vehicle Repair Protection plans cover your vehicle’s powertrain, the vehicle’s essential “go” systems. We also offer additional coverage options for Tire & Wheel. Ridesure does not cover preexisting conditions.

Is labor covered?
Of course. For all covered components, both the parts and the labor are covered by a Ridesure plan.

Are electric and hybrid cars covered?
Yes. However, there are exclusions to this coverage. We don’t cover repairs on electric powered or hybrid fuel parts including, but not limited to: electric fuel cells, regenerative braking systems, or electronic memory systems. We also don’t cover any parts or components of a natural gas/propane fuel system. Note: A hybrid vehicle is defined as any vehicle that uses alternative or electric fuel sources.

What if my car is still under it manufacturer warranty?
Most comprehensive coverage (bumper-to-bumper) under a manufacturer warranty only lasts around 2-3 years or 36,000 miles, whichever comes first. The other part of the warranty that lasts around 5 years or 50,000 miles or more only covers your powertrain and is very limited in what breakdowns you will be covered for. Vehicle Repair Protection gives you the same comprehensive coverage that the manufacturer warranty included, but well past the 36,000 mile mark, which is when breakdowns tend to start happening. This includes many parts beyond powertrain, such as technology components, A/C and heating, brakes, and a lot more.

Is routine maintenance covered?
Ridesure is here for the big stuff. You keep up with the regular maintenance and we’ll jump in when unexpected breakdowns happen. There maintenance plans available though.

Claims

Is there a deductible?
Yes. How much your deductible is depends on the type of coverage you have and on what you decide you want to pay. Our Vehicle Repair Protection plans have a deductible of $100

How do I make a claim?
Visit our claims page for steps on making a claim for your coverage, or call the repair telephone number on your coverage card.

Why was my claim denied?
Our goal is to cover as many repairs as possible! However, there are some repairs we simply don’t cover. We may deny your claim if:

The vehicle component requiring repair or replacement is not covered under your protection plan. You can view a full list of covered components on your subscription contract.
The repair is due to a preexisting condition. Ridesure does not cover preexisting conditions.

What if I have a pre-existing condition?
We don’t cover preexisting conditions – or issues that are already wrong with the vehicle before signing up.

What's included?

What if I need a rental car?
Many of our plans include rental coverage. When your car is in the shop, we’ll reimburse you for the cost of a rental car.

Do you provide roadside assistance?
Yes! 24-hour Roadside Assistance is a base benefit that’s included in all Ridesure subscriptions. Roadside Assistance covers you for flat tires, lockouts, dead batteries, fluid deliveries and emergency tows. To request roadside assistance, call (800)999-4501 and tell them your account number is 130040 and either provide your contract number or your VIN to get instant roadside help.

Where is my VIN?
The VIN is typically located on the driver’s side of your dashboard, close to the windshield. It’s easiest to view from outside the vehicle by looking towards the steering wheel. It may also be located on the driver’s side door jamb and on your insurance card.

Canceling your coverage

How do I cancel? Can I get a refund?
While we’d be sad to see you go, we have a penalty-free cancellation policy. Prior to vehicle activation, you can cancel your subscription agreement and receive a full refund. After your paid coverage has started, you can cancel and receive a prorated refund—meaning you only pay for the time your car was covered, no more and no less. Email support@ridesure.com to begin the cancellation process.

Is there a penalty for cancelling?
No. We have a penalty-free cancellation policy. Prior to vehicle activation, you can cancel your subscription agreement and receive a full refund. After your paid coverage has started, you can cancel and receive a prorated refund—meaning you only pay for the time your car was covered, no more and no less.

Premium Coverage. Low Prices.

A different kind of mechanical breakdown coverage

Best-In-Industry CoverageBased on Your Car’s Mileage

Car MileageUnder 75k

Car MileageBetween 75k-125k

Car MileageBetween 125k-200k

Car MileageOver 200k

Vehicle Repair Protectionfull list of components

If your mileage is under 75K at the time of a breakdown, every component is covered EXCEPT the following:

If your mileage is between 75K and 125K at the time of a breakdown, the following components are covered:

Steering/Suspension

Cooling system

A/C and Heating

Braking system

Electrical

Engine

Drive Axle(s)

If your mileage is between 125K and 200K at the time of a breakdown, the following components are covered:

Engine

Drive Axle(s)

If your mileage is over 200K at the time of a breakdown, the following components are covered.

Engine

As your car gets older, the risk of repairs increases.

Enjoy the freedom of comprehensive repair coverage without the long-term contract.

Enjoy the freedom of comprehensive repair coverage without the long-term contract.

Take advantage of these exclusive benefits from Ridesure

Why choose Ridesure

Get protected

A reliable product that saves the day when you’re stuck

Comprehensive Coverage

No Hassle During Breakdowns

Further Assistance

No Long-Term Contracts

A different kind of mechanical breakdown coverage

GET A QUOTE

LEARN ABOUT COVERAGE

BECOME A RIDESURE MEMBER

Get A Free Quote

Frequently Asked Questions

Premium Coverage.
Low Prices.

Best-In-Industry Coverage
Based on Your Car’s Mileage

Car Mileage
Under 75k

Car Mileage
Between 75k-125k

Car Mileage
Between 125k-200k

Car Mileage
Over 200k

Vehicle Repair Protection
full list of components

Enjoy the freedom of comprehensive
repair coverage without the
long-term contract.

Enjoy the freedom of comprehensive
repair coverage without the
long-term contract.